Loan Comparison15 Aug 2026
Personal Loan vs Loan Against Property: Which Is Better for Large Funding?
6 min readRead article
Loans Streets Solutions
Find the Right Loan for Your Financial Journey
Compare indicative interest rates, loan tenures, and eligibility requirements across vetted private-sector banks and premier NBFCs. Get structured documentation assistance and personalized human guidance.
Zero Upfront Advisory Fees
Vetted Private Lenders
Personalized Case Guidance
Indicative RatesFrom 8.50% p.a.
Borrowing Quantum₹50K to ₹10 Cr+
Advisory ModelHuman Consultation
Product Offerings
Loan Solutions
Explore structured borrowing options tailored around your specific income profile, business milestones, or property assets with transparent parameters.
0110.50% – 16.00% p.a.
Personal Loan
Multi-purpose, collateral-free financing designed for planned goals and urgent requirements.
Quantum: Up to ₹75 Lakhs
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028.50% – 11.25% p.a.
Home Loan
Long-term financing support for purchasing, constructing, or renovating your dream residential property.
Quantum: Up to ₹10 Crores
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0312.00% – 19.50% p.a.
Business Loan
Working capital, machinery acquisition, and expansion financing structured for Indian MSMEs.
Quantum: Up to ₹1 Crore
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049.25% – 12.50% p.a.
Loan Against Property
Unlock substantial capital from your residential or commercial real estate at attractive interest rates.
Quantum: Up to ₹15 Crores
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Our Standards
Why Choose Us
Borrowing should empower your goals, not burden them with hidden terms. We stand beside you as an independent lending advisor with transparent market insight.
Guided Loan Discovery
Step-by-step navigation through complex underwriting criteria, ensuring you apply where approval probability aligns with your financial profile.
Multiple Lending Options
Access curated options across premier private banks and specialized NBFCs so you are never confined to a single lender or rigid product structure.
Transparent Communication
Zero hidden administrative charges. We clarify indicative interest rates, processing fee slabs, and foreclosure clauses before submission.
Documentation Assistance
Experienced assistance reviewing income tax returns, salary slips, and legal property records to ensure first-time submission accuracy.
Personalized Support
Direct consultation with seasoned credit advisors who evaluate your real cash flow capacity rather than relying solely on automated filters.
Responsible Borrowing Commitment: Loans Streets Solutions advocates ethical financial leverage. We never advise taking credit beyond verifiable income capacity.
Advisory Workflow
How It Works
A structured, step-by-step path from your initial inquiry to loan sanction without guesswork or multiple random applications.
01—
Understand Your Requirement
Share your funding objective, income details, and desired tenure through a quick consultation with our team.
02—
Explore Suitable Options
Evaluate matched loan products across leading private banks and NBFCs with complete visibility on rates and fees.
03—
Complete Documentation
Our advisory desk assists in reviewing and organizing financial paperwork to avoid common rejection triggers.
04—
Proceed With Application
Structured submission to the selected lending partner with active status tracking until formal sanction and disbursal.
Institutional Ecosystem
Our Lending Network
We help borrowers discover and compare indicative credit facilities across vetted private-sector banks and premier RBI-regulated non-banking financial companies.
HDFC Bank
Private BankFrom 10.5% p.a.ICICI Bank
Private BankFrom 10.65% p.a.Axis Bank
Private BankFrom 10.75% p.a.Kotak Mahindra Bank
Private BankFrom 10.9% p.a.IndusInd Bank
Private BankFrom 10.99% p.a.IDFC FIRST Bank
Private BankFrom 10.75% p.a.Federal Bank
Private BankFrom 11.1% p.a.Yes Bank
Private BankFrom 11.25% p.a.Bajaj Finserv
NBFCFrom 11.5% p.a.Tata Capital
NBFCFrom 11.25% p.a.Aditya Birla Capital
NBFCFrom 11.4% p.a.Poonawalla Fincorp
NBFCFrom 11% p.a.Rate & Product Directory
Compare Available Lending Options
Evaluate real-time indicative interest rates, maximum borrowing limits, and processing fee structures side-by-side.
Showing 17 verified private lending partners Verified RBI-Regulated Entities
| Lender & Category | Indicative Rate | Max Borrowing Limit | Processing Fee | Tenure Range | Highlights | Action |
|---|---|---|---|---|---|---|
LIC Housing FinanceHousing Finance Institution | 8.5% – 10.75% p.a. onwards | ₹500 Lakhs | 0.25% to 0.5% | 5 to 30 Years | Long tenure home loans and property purchase | Check Eligibility → |
PNB Housing FinanceHousing Finance Company | 8.75% – 11.25% p.a. onwards | ₹300 Lakhs | 0.5% to 1% | 3 to 30 Years | High value property loans & balance transfers | Check Eligibility → |
HDFC BankPrivate Sector Bank | 10.5% – 14.5% p.a. onwards | ₹75 Lakhs | 0.5% to 1.5% | 1 to 7 Years | Competitive rates for salaried professionals | Check Eligibility → |
ICICI BankPrivate Sector Bank | 10.65% – 15% p.a. onwards | ₹70 Lakhs | 0.5% to 2% | 1 to 6 Years | High loan amount eligibility & digital verification | Check Eligibility → |
Axis BankPrivate Sector Bank | 10.75% – 15.5% p.a. onwards | ₹65 Lakhs | 1% to 2% | 1 to 5 Years | Balanced interest rates & quick processing | Check Eligibility → |
IDFC FIRST BankPrivate Sector Bank | 10.75% – 15.25% p.a. onwards | ₹50 Lakhs | 1% to 2% | 1 to 5 Years | Friendly borrower policies & lower income thresholds | Check Eligibility → |
Kotak Mahindra BankPrivate Sector Bank | 10.9% – 16% p.a. onwards | ₹60 Lakhs | 1% to 2.5% | 1 to 5 Years | Fast disbursements and clean repayment schedules | Check Eligibility → |
IndusInd BankPrivate Sector Bank | 10.99% – 16.5% p.a. onwards | ₹50 Lakhs | 1% to 2.5% | 1 to 5 Years | Flexible criteria and customized loan amounts | Check Eligibility → |
Poonawalla FincorpPremier NBFC | 11% – 16.5% p.a. onwards | ₹40 Lakhs | 1% to 2% | 1 to 5 Years | Speedy approval with minimal hassle | Check Eligibility → |
Federal BankPrivate Sector Bank | 11.1% – 15.5% p.a. onwards | ₹45 Lakhs | 0.75% to 1.5% | 1 to 6 Years | Home loans and structured mortgage plans | Check Eligibility → |
Yes BankPrivate Sector Bank | 11.25% – 16.5% p.a. onwards | ₹40 Lakhs | 1% to 2% | 1 to 5 Years | Quick turnaround for working capital | Check Eligibility → |
Tata CapitalPremier NBFC | 11.25% – 17.5% p.a. onwards | ₹60 Lakhs | 1.25% to 2.5% | 1 to 6 Years | Reputable brand trust and transparent pricing | Check Eligibility → |
Aditya Birla CapitalPremier NBFC | 11.4% – 17% p.a. onwards | ₹50 Lakhs | 1.5% to 2.5% | 1 to 5 Years | Business term loans and property mortgage solutions | Check Eligibility → |
Bajaj FinservPremier NBFC | 11.5% – 18% p.a. onwards | ₹45 Lakhs | 1.5% to 3% | 1 to 7 Years | High loan tenure and flexi-hybrid repayment | Check Eligibility → |
L&T FinancePremier NBFC | 11.5% – 17.5% p.a. onwards | ₹40 Lakhs | 1.5% to 2.5% | 1 to 5 Years | Tier 2 & Tier 3 city reach and flexible guidelines | Check Eligibility → |
LendingkartDigital MSME Lender | 14% – 24% p.a. onwards | ₹35 Lakhs | 2% to 3.5% | 1 to 3 Years | Unsecured working capital for traders and manufacturers | Check Eligibility → |
NeoGrowth CreditDigital MSME Lender | 15% – 24% p.a. onwards | ₹25 Lakhs | 2% to 3.5% | 1 to 3 Years | Retailers, restaurants, and POS-driven enterprises | Check Eligibility → |
Financial Planning Tools
Calculate Your EMI
Simulate borrowing amounts, tenure schedules, and interest rates to preview your monthly installment and total interest distribution.
Loan EMI & Repayment Estimator
Adjust parameters to estimate monthly installments and total repayment breakdown.
₹
₹50,000₹50 Lakhs₹1 Crore
%
7.0%12.0%22.0%
Yrs
1 Year15 Years30 Years
Monthly Installment (EMI)
₹32,241 / month
Principal Amount:₹15,00,000
Total Interest Payable:₹4,34,460
Total Repayment:₹19,34,460
Principal (78%)Interest (22%)
Leadership & Vision
Meet the Founder
Building India’s loan advisory ecosystem around transparent evaluation, ethical leverage, and personal guidance.
Verified Founder Desk
Chetan Sharma
Founder & Managing Director
Loans Streets Solutions
Dwarka, New Delhi, India
“Navigating loans in India shouldn’t feel intimidating or opaque. Our responsibility is to stand beside you as a transparent advisor, helping you evaluate legitimate options across premier private financial institutions so you make choices that strengthen your financial future.”
Chetan Sharma established Loans Streets Solutions with a singular focus: to make the borrowing experience in India transparent, human-guided, and free from misleading claims.
Clarity before commitment: We believe every borrower must thoroughly understand repayment obligations, interest structures, and fee breakdowns before signing any loan document.
Human consultation over black-box automation: Algorithms help filter options, but experienced human guidance ensures the chosen facility truly aligns with your cash flow.
Responsible borrowing advocacy: We actively advise against over-leveraging and never encourage taking loans beyond verifiable debt-servicing capacity.
Knowledge Center
Latest Insights
Support & Answers
Frequently Asked Questions
Transparent answers regarding loan eligibility, documentation requirements, and our advisory process.
Loans Streets Solutions is an independent Indian loan comparison marketplace and consultation platform founded by Chetan Sharma. We help borrowers discover, compare, and apply for loans across vetted private banks and leading NBFCs. Our dedicated advisors guide you from initial eligibility assessment to documentation and formal disbursal without unnecessary confusion.
Start Your Journey
Your next financial milestone starts with a clear consultation.
Share your borrowing requirements to explore matched loan options across verified private banks and premier NBFCs with our experienced advisory desk.