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Filter and compare verified private-sector banks and premier NBFCs across interest rates, maximum loan quantum, tenure ranges, and processing fees with zero bias.

Showing 17 verified private lending partners Verified RBI-Regulated Entities
Lender & CategoryIndicative RateMax Borrowing LimitProcessing FeeTenure RangeHighlightsAction
LIC Housing FinanceHousing Finance Institution
8.5% – 10.75%
p.a. onwards
500 Lakhs0.25% to 0.5%5 to 30 Years
Long tenure home loans and property purchase
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PNB Housing FinanceHousing Finance Company
8.75% – 11.25%
p.a. onwards
300 Lakhs0.5% to 1%3 to 30 Years
High value property loans & balance transfers
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HDFC BankPrivate Sector Bank
10.5% – 14.5%
p.a. onwards
75 Lakhs0.5% to 1.5%1 to 7 Years
Competitive rates for salaried professionals
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ICICI BankPrivate Sector Bank
10.65% – 15%
p.a. onwards
70 Lakhs0.5% to 2%1 to 6 Years
High loan amount eligibility & digital verification
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Axis BankPrivate Sector Bank
10.75% – 15.5%
p.a. onwards
65 Lakhs1% to 2%1 to 5 Years
Balanced interest rates & quick processing
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IDFC FIRST BankPrivate Sector Bank
10.75% – 15.25%
p.a. onwards
50 Lakhs1% to 2%1 to 5 Years
Friendly borrower policies & lower income thresholds
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Kotak Mahindra BankPrivate Sector Bank
10.9% – 16%
p.a. onwards
60 Lakhs1% to 2.5%1 to 5 Years
Fast disbursements and clean repayment schedules
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IndusInd BankPrivate Sector Bank
10.99% – 16.5%
p.a. onwards
50 Lakhs1% to 2.5%1 to 5 Years
Flexible criteria and customized loan amounts
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Poonawalla FincorpPremier NBFC
11% – 16.5%
p.a. onwards
40 Lakhs1% to 2%1 to 5 Years
Speedy approval with minimal hassle
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Federal BankPrivate Sector Bank
11.1% – 15.5%
p.a. onwards
45 Lakhs0.75% to 1.5%1 to 6 Years
Home loans and structured mortgage plans
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Yes BankPrivate Sector Bank
11.25% – 16.5%
p.a. onwards
40 Lakhs1% to 2%1 to 5 Years
Quick turnaround for working capital
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Tata CapitalPremier NBFC
11.25% – 17.5%
p.a. onwards
60 Lakhs1.25% to 2.5%1 to 6 Years
Reputable brand trust and transparent pricing
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Aditya Birla CapitalPremier NBFC
11.4% – 17%
p.a. onwards
50 Lakhs1.5% to 2.5%1 to 5 Years
Business term loans and property mortgage solutions
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Bajaj FinservPremier NBFC
11.5% – 18%
p.a. onwards
45 Lakhs1.5% to 3%1 to 7 Years
High loan tenure and flexi-hybrid repayment
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L&T FinancePremier NBFC
11.5% – 17.5%
p.a. onwards
40 Lakhs1.5% to 2.5%1 to 5 Years
Tier 2 & Tier 3 city reach and flexible guidelines
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LendingkartDigital MSME Lender
14% – 24%
p.a. onwards
35 Lakhs2% to 3.5%1 to 3 Years
Unsecured working capital for traders and manufacturers
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NeoGrowth CreditDigital MSME Lender
15% – 24%
p.a. onwards
25 Lakhs2% to 3.5%1 to 3 Years
Retailers, restaurants, and POS-driven enterprises
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Comparison FAQs

Common questions about lending rates, private banks vs NBFCs, and comparison criteria.

We review and sync indicative interest rate slabs, processing fee schedules, and underwriting benchmarks with our partner private banks and NBFCs on a regular basis to reflect prevailing RBI repo-linked benchmarks.

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